Privacy Policy

Last Updated: November 29, 2025

1. Information We Collect

PaySquares collects information necessary to provide our services and comply with legal requirements:

  • Identification: Full name, date of birth, permanent address
  • Government ID: Aadhaar, Passport, or PAN details
  • Tax Information: PAN Card for compliance and tax reporting
  • Financial Information: Bank account details for fund transfers
  • Contact Information: Email address and phone number
  • Usage Data: Interactions with the platform, viewing history, transaction history
  • Device Information: IP address, browser type, access logs

2. How We Use Your Data

Your information is used for:

  • Completing KYC/AML verification as mandated by Indian law
  • Processing investment transactions and fund transfers
  • Maintaining the register of members for SPVs you invest in
  • Communicating updates, disclosures, and important information
  • Detecting and preventing fraudulent activities
  • Complying with regulatory and legal requirements
  • Improving our services and user experience

3. Data Sharing & Disclosure

We share your information with:

  • SPVs: Your name and investment details are shared with SPVs where you hold tokens for their records
  • Financial Institutions: Bank details are shared only for fund transfer verification
  • Regulatory Authorities: We comply with requests from SEBI, RBI, income tax authorities, and other regulators
  • Legal Service Providers: Lawyers and compliance advisors engaged by us

We do NOT sell your personal data to third parties for marketing purposes.

4. Data Security

PaySquares implements institutional-grade security measures:

  • SSL/TLS encryption for all data in transit
  • AES-256 encryption for sensitive data at rest
  • Secure authentication protocols and password policies
  • Regular security audits and penetration testing
  • Restricted access to personal data by authorized personnel only
  • Incident response protocols for data breaches

5. Data Retention

We retain your personal data for the duration of your relationship with PaySquares and as required by law. For investments, we maintain records for 7 years from the transaction date to comply with tax and regulatory requirements.

6. Your Rights

You have the right to:

  • Access your personal data upon request
  • Correct inaccurate information
  • Request deletion of data (subject to legal retention requirements)
  • Opt-out of non-essential communications
  • File a complaint with the appropriate data protection authority

7. Cookies & Tracking

Our platform uses cookies to enhance user experience, maintain session information, and analyze platform usage. You can control cookie settings in your browser, though some features may not function optimally if cookies are disabled.

8. Changes to Privacy Policy

We may update this Privacy Policy periodically. We will notify you of significant changes via email or by posting a notice on our platform. Continued use after notification constitutes acceptance.

9. Contact for Privacy Concerns

For privacy-related questions or concerns, contact our Data Protection Officer at privacy@paysquares.in.